Home Equity Conversion
Mortgages for Lenders (HECMs)

Information by State  Print version   Web page for Seniors What's New - Principal Limit Factors (PLFs)(xls) - PLFs with coinsurance MIP (xls) - New HECM principal limit software for all case numbers assigned starting Oct 1, 2009 HUD Resources Reference Materials HECM Handbook 4235.1 Mortgagee Approval 4060.1 Administration of Mtges 4330.1 Newest Mortgagee Letters: 09-49 Subordinate Liens 09-44 Deben Int/Claim Instructions 09-34 Principal Limit Factors 09-21 HECM Refinances 09-11 HECM for Purchase Prog Att 1 - Investment Examples 09-10 Counseling Requirement All HECM mortgagee letters. All HUD policy documents and forms are available in HUDclips. The shortcut is www.hud.gov/hudclips.

This web page is intended to assist FHA approved lenders by providing links to policy, guidance and tools that help in the origination and servicing of HECM loans.

Origination

	Endorsing a HECM case
	Endorsement Summary Reports
	HECM for Purchase Program FAQs
	Program Description

Principal Limit Tables

	Principal limits (Oct 1, 2009)(Excel)
	Principal limits with coinsurance MIP (Excel)

Software

	Instructions for installing HECM software
	HECM principal limit software for case numbers assigned starting Oct 1, 2009

Servicing

	HECM servicers
	HECM Temporary Foreclosure Sales Program
	Mortgage servicing FAQs
	Assignments: Checklist
	Assignments: Questions and answers

Policy and Guidance

	HECM Handbook 4235.1
	HECM mortgagee letters
	Appraiser guidance - HOC Reference Guide

Training and Webcasts

	HECM for Purchase conference call A Windows Media 10 audio file (26mb) with Housing Counselors
	Presentation slides for the above session
	HECM Exam
	Basic training online
	FHA events & training

Find answers

	Subscribe to be notified by email of new policies and guidance
	FHA Resource Center (Contact FHA)
	Ask a question online
	FHA Homeownership Centers (HOCs)
	FHA National Servicing Center (NSC)