Avoid Foreclosure: Pennsylvania

Don't lose your home! Here is some guidance on default and foreclosure prevention.

	Pennsylvania housing assistance resources
	If your adjustable rate or interest only mortgage is about to reset, these programs may help you refinance into an affordable fixed rate mortgage.   FHA mortgage programs   Pennsylvania's Mortgage Rescue Initiatives
	Pennsylvania's Foreclosure Mitigation Counseling Initiative - The Pennsylvania Housing Finance Agency (PHFA) has established the Foreclosure Mitigation Counseling Initiative to help interested homeowners to save their homes. Twenty-Eight counseling agencies in the PHFA Comprehensive Housing Counseling network are participating in this program.
	Housing counseling agencies - counseling on buying, renting, defaults, foreclosures, credit issues and reverse mortgages
	Homeowner's Emergency Mortgage Assistance - financial assistance to individuals and families who, through no fault of their own, have fallen behind in their rent or mortgage payments.
	Legal Assistance in Pennsylvania - Find free legal services in your community
	Philadelphia Unemployment Project - a non-profit membership organization helping Philadelphia residents avoid foreclosure